qMany human systems are sensitive
to climate change, and some are vulnerable.
qHuman systems that are sensitive
to climate change include
mainly water resources;
agriculture (especially food
security) and forestry; coastal zones and marine systems (fisheries); human settlements,
energy, and industry; insurance and
other financial services; and human
health.
qThe vulnerability of these
systems varies with geographic location, time, and social, economic, and environmental conditions.